Disclosures

Patriot Act

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account at MPD Community Credit Union.

When you open an account, we will ask you for your name, address, date of birth, and other information that will allow us to identify you. We will also ask to see your driver’s license or other identifying documents.

If you presently have an account with us and you open additional accounts, add joint owners to an existing account, or apply for a loan, we must also verify and retain copies of your identification.

We ask for your understanding as we work to support these efforts to maintain the security of your funds and our country.

Terms of Use

The MPD Community Credit Union Web Site is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein. Your use of the MPD Community Credit Union Web Site constitutes your agreement to all such terms, conditions, and notices.

Modification of these terms of use:

MPD Community Credit Union reserves the right to change the terms, conditions, and notices under which the MPD Community Credit Union Site/Services are offered. You are responsible for regularly reviewing these terms and conditions and additional terms. Your continued use of the MPD Community Credit Union Site/Services constitutes your agreement to all such terms, conditions, and notices.

Personal and non-commercial use limitation:

Unless otherwise specified, the MPD Community Credit Union Site is for your personal and non-commercial use. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products, or services obtained from the MPD Community Credit Union site.

Links to third-party sites:

The MPD Community Credit Union Site/Services may contain links to third-party Web sites ("Linked Sites"). The Linked Sites are not under the control of MPD Community Credit Union and MPD Community Credit Union is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. MPD Community Credit Union is not responsible for webcasting or any other form of transmission received from any Linked Site nor is MPD Community Credit Union responsible if the Linked Site is not working appropriately. MPD Community Credit Union is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by MPD Community Credit Union of the site or any association with its operators. You are responsible for viewing and abiding by the privacy statements and terms of use posted at the Linked Sites. Any dealings with third parties (including advertisers) included within the MPD Community Credit Union Site/Services or participation in promotions, including the delivery of and the payment for goods and services, and any other terms, conditions, warranties, or representations associated with such dealings or promotions, are solely between you and the advertiser or other third party. MPD Community Credit Union shall not be responsible or liable for any part of any such dealings or promotions.

No unlawful or prohibited use:

As a condition of your use of the MPD Community Credit Union Site/Services, you will not use the MPD Community Credit Union Site/Services for any purpose that is unlawful or prohibited by these terms, conditions, and notices. You may not use the MPD Community Credit Union Site/Services in any manner which could damage, disable, overburden, or impair any MPD Community Credit Union Site/Service(s) (or the network(s) connected to any MPD Community Credit Union Site/Service(s)) or interfere with any other party's use and enjoyment of any MPD Community Credit Union Site/Service(s). You may not attempt to gain unauthorized access to any MPD Community Credit Union Site/Service, other accounts, computer systems, or networks connected to any MPD Community Credit Union Site/Service, through hacking, password mining, or any other means. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available through the MPD Community Credit Union Sites/Services.

Service Contact: memberservices@mpdcu.org

Termination/Access Restriction:

MPD Community Credit Union reserves the right, at its sole discretion, to terminate your access to the MPD Community Credit Union Site/Services and the related services or any portion thereof at any time, without notice.

MPD Community Credit Union may also terminate or suspend your access to MPD Community Credit Union Site/Service(s) for inactivity, which is defined as failing to log into a particular service for an extended period of time, as determined by MPD Community Credit Union. Upon termination of the MPD Community Credit Union Site/Service, your right to use the MPD Community Credit Union Site/Service immediately ceases. MPD Community Credit Union shall have no obligation to maintain any content or to forward any unread or unsent messages to you or any third party.